iCashX is the AI-powered operating system that takes you from invisible to fundable — building your business credit profile, removing negative items, and connecting you to the capital your business deserves.
$2.8B+
Funding Accessed
48,200+
Businesses Funded
94pt
Avg Credit Score Lift
$127K
Avg Funding Per Business
The Problem
Most Businesses Never Get Funded
❌
No Separation from Personal Credit
Your business credit is tied to your SSN. When personal credit suffers, your business can't get approved — even if the business is profitable.
🚫
Invisible to Lenders
If your business isn't established with Dun & Bradstreet, Experian Business, or Equifax Business, banks and lenders can't approve you. You're invisible.
💸
Denied, Underfunded, or High-Rate Traps
Without a strong business credit profile, you get denied outright, offered predatory merchant cash advances, or forced into personal guarantees that risk everything you own.
The Solution
AI-Powered Business Credit Intelligence
iCashX builds, monitors, and optimizes your business credit while connecting you to the right lenders at the right time.
🏗️
Business Credit Foundation Builder
Step-by-step AI guidance to establish your EIN, DUNS number, business bank account, and 3-bureau business credit profiles from day one.
📊
3-Bureau Business Credit Monitoring
Real-time monitoring of Dun & Bradstreet (Paydex), Experian Business, and Equifax Business with automated dispute management.
🚀
AI Tradeline Sequencer
Intelligently sequences the right vendor accounts, net-30 tradelines, and revolving credit in the right order to maximize score growth in 90–180 days.
💰
Funding Match Engine
AI matches your credit profile to 200+ lenders — SBA loans, business lines of credit, revenue-based financing, equipment financing, and more.
🔍
Dispute Automation (Personal + Business)
FCRA-powered dispute generation for negative personal and business credit items. Tracks bureau responses and auto-escalates non-compliant tradelines.
📋
Bankability Score™
Our proprietary AI scoring system tells you exactly where you stand, what's blocking your approvals, and the exact steps to become fundable in 30 / 60 / 90 days.
How It Works
From Invisible to Fundable in 4 Steps
1
Business Profile Audit
iCashX audits your current business structure, credit footprint, and bankability gaps within minutes of joining.
2
AI Credit Build Roadmap
Get a personalized 90–180 day roadmap: exact tradelines to apply for, in sequence, based on your industry and funding goals.
3
Score Optimization + Disputes
AI monitors all 3 business bureaus, fires automated FCRA disputes for negative items, and tracks your Paydex and Experian Intelliscore growth.
4
Funding Match + Application
When you hit fundability thresholds, iCashX matches you to the best lenders and generates application-ready packages with pre-filled documentation.
Funding Access
200+ Lenders. Every Funding Type.
From startup vendor credit to 7-figure SBA loans — iCashX connects you to the full capital stack.
🏦
Business Lines of Credit
$10K–$500K
Revolving access to capital for operations and growth
🏛️
SBA Loans
$50K–$5M
7(a), 504, and Micro Loans with AI-prepared applications
💳
Business Credit Cards
$5K–$250K
0% intro APR cards with high limits for business spending
🏗️
Equipment Financing
$25K–$2M
Asset-secured financing for equipment and vehicles
Bankability Score™
Know Exactly Where You Stand
300–549
Poor
High Risk
550–649
Fair
Limited Access
650–699
Good
Fundable
700–749
Great
Prime Rates
750–850
Excellent
Elite Access
Simple Pricing
Choose Your Growth Speed
All plans include business credit monitoring, dispute automation, and funding access.
Starter
Starter Credit
For new businesses establishing their credit foundation and D&B profile
$97/month
✓Business profile audit + setup guide
✓D&B / Experian / Equifax monitoring
✓AI Tradeline Sequencer (15 vendors)
✓Bankability Score™ dashboard
✓Personal credit dispute (3 items/mo)
✓VAPI voice assistant access
Most Popular
Builder
For growing businesses ready to scale their credit profile and access real capital
$297/month
✓Everything in Starter
✓Full AI Tradeline Sequencer (50+ vendors)
✓Funding Match Engine (200+ lenders)
✓Unlimited dispute automation
✓SBA loan prep + application packages
✓Business credit card strategy
✓Live funding alerts + approvals tracking
Enterprise
Enterprise
For established businesses pursuing 6-figure funding and elite credit positioning
$597/month
✓Everything in Builder
✓Dedicated AI funding strategist
✓Multi-entity credit stacking (up to 5 LLCs)
✓CPN education + compliance review
✓Real estate investment financing
✓Private lender introductions
✓Priority VAPI concierge access
Results
Real Businesses. Real Capital.
★★★★★
"I had a 510 personal credit score and zero business credit. In 9 months with iCashX, I got a $125K business line of credit — without a personal guarantee. This changed everything."
DW
Devon Washington
Logistics Company Owner — $125K LOC
★★★★★
"The Tradeline Sequencer told me exactly what to apply for and in what order. My Paydex went from 0 to 80 in 6 months. Then iCashX matched me to an SBA 7(a) lender — approved for $380K."
TC
Tamara Collins
Construction Firm — $380K SBA Loan
★★★★★
"I tried 3 other credit repair programs. None of them understood business credit. iCashX is different — it's an actual system. My Bankability Score went from 42 to 91 in 4 months."
MJ
Marcus Johnson
Real Estate Investor — $210K Credit Stack
Your Business Deserves Real Capital
Stop being invisible to lenders. Start building the credit profile that unlocks the funding your business was built for.